FINANCIAL STRATEGY

Usually at the end of the month, or if you’ re like me and forgot to go holiday shopping, the end of the year, it’ s the first red flag that perhaps the finances haven’ t been managed as thoroughly as one would like. Carrying a negative connotation, from personal to business finance, debt is the red zone, the bad side of the bottom line and sometimes, a business lifeline. Debts, like most specialist financial terminology, is another tool for CFOs to leverage. It can affect business strategy by tipping the scales in your favour. Debt optimisation is a concept that finance professionals can utilise to maximise capital structure. The process involves originating, structuring and arranging syndicated and bilateral loans, addressing questions around debt-to-equity ratio, refinancing and types of loans. With more attention on 2030 environmental, sustainable and governance targets, balance sheets are not looking green enough – until you enter sustainable finance. Designed to fund projects which work toward vital ESG goals, sustainable debt is strongly linked to a company’ s broader sustainability performance.

80 November 2026