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CEO

Upstart for Lenders

: Dave Girouard Headquarters: San Mateo, US Founded: 2012

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AI Day – vision for the future

Upstart for Lenders applies AI to modernise lending by improving borrower assessments beyond traditional credit scoring models. The platform supports banks and credit unions by increasing approvals while reducing risk exposure. Using alternative data and automated decisioning, Upstart helps lenders deliver more inclusive financial access, enhance customer experiences and improve efficiency across personal and small business lending.

30 September 2026

Dave Girouard CEO

Upstart for Lenders